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Help employees access their earned salary instantly and reduce financial stress — without impacting your payroll flow.
Join Early AccessEmployee financial wellness means helping your team achieve financial stability, reduce money-related stress, and plan for the future. It's about more than just paying salaries — it's about empowering employees to manage their finances better.
Employees feel secure knowing they can access earned wages when needed
Less financial anxiety leads to better mental health and productivity
Financial wellness contributes to overall employee satisfaction and loyalty
Earned Wage Access (also called Salary on Demand or Early Wage Access) lets employees withdraw a portion of their earned salary before the monthly payday — without loans, interest, or debt.
Access earned wages, not borrowed money
No debt, no APR, no hidden fees
Withdraw any day, anytime
No impact on payroll compliance
Employee completes work days. Salary is earned daily.
Employee requests early access via mobile app (up to employer limit).
Amount transferred instantly. Deducted from next payslip.
Medical emergencies, home repairs, family needs — employees face sudden expenses.
Many turn to high-interest loans (24-36% APR) that trap them in debt cycles.
70% of Indian employees report financial stress affecting work performance.
Employees are 32% less likely to leave companies with EWA
85% of employees rate EWA as a top workplace benefit
Stand out as a progressive, employee-first employer
Less financial stress means fewer unplanned absences
Don't wait for payday. Withdraw your earned wages whenever you need them.
It's your money. No loans, no APR, no credit checks, no hidden fees.
Handle emergencies without stress. Better peace of mind between pay cycles.
EWA is seamlessly integrated with HeyZora payroll. No separate systems, no manual tracking.
You set withdrawal limits (e.g., 40% of earned salary) and control which employees have access.
All withdrawals are tracked, reported, and automatically deducted from next payslip. 100% transparent.
Attract and retain top talent by offering modern financial wellness benefits that larger companies don't provide.
Improve employee satisfaction and productivity without increasing base salaries or adding complex loan programs.
Essential for workers living paycheck to paycheck. Reduce financial stress and absenteeism in high-turnover industries.
Join Indian SMEs giving employees instant salary access. Improve retention and reduce advance requests.